Tuesday, December 17, 2013

INLEADers at the Health Insurance Conference 2013 at FICCI Federation House

INLEAD facilitated an industry visit for students pursuing Healthcare Administration from INLEAD.

INLEADers attended the Health Insurance Conference 2013 which was held at the FICCI Federation House, New Delhi. It was great value addition for the students of MBA in Healthcare Administration.  

Students were introduced to the Health Insurance Sector which has witnessed dramatic growth since the liberalization of the insurance sector in 2000. The sector today is faced with the critical challenges of driving growth in the coming decade in the face of continuous losses, artificial pricing, operational inefficiencies and insurer-provider dynamics. This sector and its various constituents need to drive the vision for the next phase of reforms and initiatives so that future growth in this segment creates a win-win for all stakeholders. The building blocks of the next paradigm will comprise numerous structural changes including regulatory, legal, product-related, new operating entities, partnership with providers, universal health coverage etc.

Students were also given a broad understanding of the growing affluence of the Indian middle-class accompanied with lifestyle-related diseases and inflationary healthcare costs are driving the demand for health insurance in India today. On the other hand, Government Sponsored Health Insurance Schemes are providing low cost health insurance facility to the BPL population. However, the portfolio of Indian health insurers still relies on standard products and indemnity-based annual contracts.

“It was an insightful session throwing light on the growth of the insurance sector”, says Anshi Mishra, a student at INLEAD.


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